When Congress passed the Patient Protection and Affordable Care Act (commonly called the Affordable Care Act, or ACA) in 2010, it aimed to significantly reduce the number of Americans who do not have adequate health insurance. As a result, the Congressional Budget Office (CBO) estimates that by 2017, the number of uninsured people in America will decrease from 50 million to 30 million. That begs the question, why bother offering a pharmacy discount card when more and more people are getting more insurance coverage?
To begin with, there is more to that CBO report than meets the eye. Although the report estimated a decrease in the ranks of the uninsured, it also estimated that the number of uninsured people will remain at about 30-31 million indefinitely. In other words, there will still be a large segment of people looking for prescription discounts, and the USA Rx savings card presents a straightforward way to access those discounts.
In addition, the Affordable Care Act requires employers to provide health insurance for all full-time employees. That’s why you may have heard about employers who are shifting some of their employees to work less than 30 hours per week so they will be classified as temporary (and not full-time) workers.
For these workers whose hours will change to meet the new requirements, finding a way to obtain a prescription coupon or savings of some kind or another will be crucial to maintaining their prescriptions and preventing further health problems down the road. The USA Rx pharmacy discount card provides a simple, reliable way for these individuals and families to maintain access to affordable prescription medication.
Another unintended consequence of the Affordable Care Act is that many small businesses are becoming increasingly conscious of staying below 50 employees in order to avoid further regulatory burdens that became the law of the land when the Act was passed. This represents yet another portion of the population whose health insurance coverage will likely be minimal, at best. As with other uninsured and underinsured Americans, many of these individuals and families will be looking for a medication discount card.
We Are Here for All Those in Need
In all of this, the bottom line is simple: although our market may shrink to the estimated 30 million people, we strongly believe there will be many opportunities to help individuals and families who fall through the cracks or choose not to purchase insurance under the Affordable Care Act. The USA Rx discount card will still be needed, and used, under the ACA.