Fact Checked

With Open Enrollment Over, Beware Phony Phone Calls

Health care is a big industry in America, and as such it’s a big target for scammers and con artists of all kinds. Fraud affects every aspect of health care: doctors will take money to funnel patients into fake clinics, pharmacists will sell addicting prescription drugs illegally, patients will fake injuries and make false claims to get money from insurers, and fake insurance companies will advertise nonexistent or supplemental health plans as if they were the real thing, taking your money and your personal information in the process.

Another way scammers have been trying to steal money and information is by making phone calls and sending emails which impersonate real health care providers. The scammer will either get the phone information of people who used a health care marketplace through one way or another or else he or she will send out random robotic calls to thousands of people, but in either case the message is the same: something has happened and now the person on the phone needs your personal and banking information.

You’ll often encounter a few different excuses:

  • You’ve signed up for a new policy and as such your insurance provider apparently needs your information so that you can start scheduling premium payments.
  • You’ve signed up for a new policy but only part of your information got through thanks to a technical glitch, and now they need the rest or they won’t be able to provide coverage.
  • You need a form from last year’s provider to avoid the ACA tax penalty, and the person on the phone needs your personal information in order to send you this form.
  • A person who claims to be connected to your insurance provider has some supplemental insurance to offer, but this supplement is either fake or it’s something you could have gotten for free had you been free to look for it.

Fortunately, there are honest health care supplements out there, supplements like the USARx pharmacy discount card. We don’t ask for any money or any information beyond a name and an email address, and we don’t claim to provide any actual health coverage beyond our card’s discounts of up to 75 percent on prescription medications. On the other hand, we do make an excellent addition to any business or community’s attempts to cover the health care of its members, and for more information you can call us at 888-277-3911 or send us an email at [email protected]