Published September 12th, 2019 by Stephanie
Medication can get very expensive, very quickly. For some, this is an unwelcome, but very brief expense, as the prescription medication is only a temporary expenditure after some medical procedure. For others, however, the big financial drain of medication is a permanent one that they somehow have to work into their existing finances.
That’s because unlike some Americans that only have temporary medical conditions, others have lifelong conditions with no cure. Asthma or diabetes, for example, means that people diagnosed with these conditions will likely require medications for the rest of their lives, and not getting access to them could put them at severe health risk, possibly even death.
Fortunately, a permanent requirement for meds doesn’t mean always having to pay the off-the-shelf price for the rest of a person’s life. There are ways to reduce this cost and save some money. One of the best is to join a discount card affiliate program, but what is this, and how does it work?
A pharmacy benefits manager, or PMB, is a special occupation within the pharmaceutical industry. These are the people that sit in the “middle” working with the medication manufacturers, and the outlets, the pharmacies themselves, to figure out which medications are needed, how many should go to which pharmacy, and what the pricing should be.
Different groups can make deals with different PMBs, agreeing, for example, to bulk purchase certain types of medication, in exchange for the PMB agreeing enter into a discount card affiliate program. That agreement subsequently “trickles down” to the actual pharmacies a PMB works with, so they are instructed to change their pricing when a member of this discount card affiliate program shows the proper documentation when buying medication.
For the average American, this can lead to some pretty significant savings, anywhere from 10% off to over 70% depending on the types of medication being sought, and where the pharmacy is that is part of the affiliate program.
If you’re interested in enjoying these savings, it’s important to do your research. Different affiliate programs will have different conditions, and different medications may or may not be covered by different cards. It would help if you looked at where you live, and which pharmacies you are most likely to buy your meds from. Then do a check to see if a discount card affiliate program is valid for your meds, and recognized at your preferred pharmacies.
For more information, check out this free discount card affiliate program with no subscription, service charge, or hassles.