Understanding A Pharmacy Discount Card

Published May 22nd, 2014 by USA Rx
Fact Checked by
Chris Riley

Understanding A Pharmacy Discount CardThese days, plenty of attention is given to health insurance and making sure that everyone in the country understands the different types of coverage and the regulations that the Affordable Care Act put in place. But while it's important that you choose the right health insurance plan, here at USA RX we think it's equally important that you spend a little time paying attention to supplemental insurance options like our USA RX pharmacy discount card. It's easy to understand the benefits of this card, and well worth doing.

First, you'll want to understand how it works. It's pretty simple. The pharmacy discount card is given to the pharmacist whenever a prescription is picked up. They'll compare the discount card price to the price that your insurance policy would offer, and charge you for whichever is the lowest of the two. That's really all there is to it. You don't have to fill out paperwork or do physicals, and you'll simply get your card and be able to present it to your pharmacist as needed.

The discount pharmacy card is perfect for a number of people, including:

• Those with no insurance at all but who have prescription needs
• Those with very high deductibles
• Those with insurance that excludes prescription medications
• Those with insurance that includes prescriptions, but doesn't cover their specific medication
• Those with insurance that might cover their medication, but that doesn't really reduce the price by much

It's a great option for those who are looking for additional insurance options, and it's actually so effective that many employers now offer it to their employees whether they provide insurance or not. Having that little bit of additional coverage is well worth it, and could come in handy. And since it's an expensive option to add to an employee's benefit package, employers have embraced it in a big way.

Whether you're an employer looking to offer your employees a little something extra or one of the millions still struggling to find insurance coverage or paying for your own, we think that a pharmacy discount card could be exactly what you need. It offers a lot of benefits and won't drain your bank account in the process.

To find out more about the discount card or to get your free card today, don't hesitate to contact us now.

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