Tips on Finding More Affordable Rx
If you or a family member is currently taking prescription drugs (Rx), then you are already aware of how drug prices can become expensive. Data from the National Health Expenditure show that Americans spend around $333 billion on prescription drugs. As the years go by, many Rx prices have continued to increase. The problem with the rise in the prices of prescription drugs is that most people do not see an increase in their earnings. Thus, it becomes harder for them to afford the medications that they need. This situation puts the lives of millions of Americans ar risk.
There are some instances when patients have to choose between taking one’s medications and feeding their family. This problem is a daily decision for many. To address the problem, some people choose to skip taking the medications. Others tend to split their medications and not take the required dosage. Meanwhile, those who can afford it choose to cross borders to have access to cheaper Rx. These sacrifices are real-life stories.
Fortunately, there are some ways for you to lower the cost of your prescription drugs. This way, you do not have to make a choice and decide if you should take that medicine or not. Some medication options do not cost as much in other places and will also allow you to save money. With these choices, you can handle your budget better.
Do not settle on the first pharmacy that you find. Shop around and check medication prices. Contrary to what many people think, you do not have to pay for the same price for certain prescription drugs from one place to another. The place where you buy matters because some pharmacies may charge more.
One way of comparing prices is to visit various places. However, USA Rx came up with a more accessible and practical way. On September 11, 2019, USA Rx launched the first free prescription savings app that allows you to search, view, and compare prescription drug prices in the comforts of your home. Now, you can check prices and pharmaceuticals at the palm of your hand.
Alternative Medications Available
One of the most obvious and easiest ways to save on prescription drugs is to look for a generic equivalent. When you are filling or refilling a prescription, ask your pharmacists if they are offering less expensive generic versions. Keep in mind that there are cases that would require your doctor to write another prescription to mention the generic drug specifically. But these are rare cases. Most of the time, the pharmacy will only call your doctor to request a new prescription.
A lot of people are reluctant to try generic prescriptions, thinking that they are not as good as the branded ones. However, generic Rx is also safe and effective. Generally, they have the same dosage, effects, and intended use. To be sure, discuss with your pharmacist the options available for your condition. Sometimes, doctors do not know how much a certain prescription drug costs or if there are generics available. Pharmacists are experts when it comes to pharmaceuticals. Thus, they may be able to find a suitable alternative for you.
You should also feel free to ask your doctor for some help. Some doctor’s offices have free samples for certain medications. Maybe they can give you some to help you out. Other doctors may also be able to help you obtain discounts for the medicine you need. Your doctor knows the importance of taking your medicine, so they may be happy to help you find a way to get it. Talk to them and discuss your situation so they can offer possible alternatives.
The Way You Buy
There is another option that you may have never thought of before. Many people usually pay for their prescription medications using their insurance coverage because they believe it will help them save money. But, the next time you visit the pharmacy, ask them how much it would cost to pay without insurance. The answer might surprise you. There are certain instances when paying in cash is cheaper than paying through your insurance.
Insurance is usually consumers to save money. However, some pharmacies and manufacturers use the opportunity to charge more to consumers’ insurance companies. Because of this, rates become higher. Before paying, check the price options and think about which one could save you more money.
If you have an insurance policy, you may also check with the company if you can fill your prescriptions directly through the mail. If they say yes, then you can save money by buying in bulk. There are instances when a patient receives three-months worth of prescription by mail for the same price they pay for one-month worth at the pharmacy.
Whether you already have insurance or not, one alternative way for you to lower the cost of your prescription drugs is to get a discount card. USA Rx offers a free downloadable prescription drug discount card that you can use in over 60,000 pharmaceutical outlets around the United States. It covers various brand and generic FDA-approved medications.
There is no need for you to undergo a pre-approval process. If you are interested, then you can get one. Since you can download it online, you do not have to leave your house or prepare paperwork. Print the card and present it to participating pharmacies to enjoy the benefits that a cardholder has. You can even get discounts ranging from around 10% to 75% of the original price.
For more convenience, our USA Rx prescription savings app also allows you to check participating pharmacies near you. Now, you no longer have to call or visit various pharmacies to check if they are accepting the discount card.
Having to deal with a condition can be overwhelming and stressful. The high price of prescription medication can add to your worries. However, understanding your options and knowing ways on how you can lower the price of the medication that you need can help you in focusing on your recovery.