Tips For Saving Money On Your Prescription Medications
The current trends in healthcare insurance indicate that the cost of many prescription drugs will continue to increase. Although the Affordable Care Act or Obamacare as it is commonly called, has helped millions of Americans by enabling them to get cost-effective healthcare insurance, many plans still do not include prescription drug coverage. Fortunately, there are ways that you can save money on your prescription medications. Here are some helpful tips that you may want to consider.
- Ask your physician for free samples – whenever possible, you should talk to your physician about free samples of the medications they are prescribing for you. You might be surprised at how many physicians do provide these. In some cases, these will be brand name drugs when a generic version is unavailable.
- Compare pharmacy pricing – just as no two pharmacies are alike, neither is their pricing structure. The prices on medications oftentimes vary from one pharmacy to the next based on a number of factors including their location and the number of medications you are purchasing.
- Find a generic counterpart whenever possible – although there are still certain medications that do not have a generic counterpart, talk to your physician before heading to the pharmacy with your prescription. If there is a generic version of a brand name drug, it could save you anywhere between 30% and 80%.
- Inquire about discounts offered by pharmacy chains – many companies have an in-house discount program that may benefit you and your wallet. Although some of these have a fee attached to them, some could save you an additional $10 or more on your medications. You should also ask your pharmacist about contacting your physician for a cheaper alternative.
- Research the copays on your prescription drug plan – if you have healthcare insurance that provides prescription medication coverage, your copay will vary based on the “tier” that your drugs fall under. Tier 1 is your generics, Tier 2 is preferred medications, and Tier 3 is your non-preferred or non-formulary medications.
- Search for patient assistance programs – there are several government and private-based programs that provide cost-effective or FREE medications to those who cannot afford the costs of their medications. Just keep in mind that you will have to qualify for them. Plus, there are some pharmaceutical companies that offer assistance to patients online.
Most importantly, get the USA Rx pharmacy discount card by visiting the USA Rx website and signing up for you discount card today. Our savings card could save you up to 75% on some of your prescription medications and it is accepted at over 60,000 pharmacies in US today. Best of all, the card is absolutely FREE! Just visit our website today, sign up for your card, print out your pharmacy coupon/discount card, and start using it immediately.