Saving money is always important, and for those who require prescription medications each month it’s not always easy to do. These recurring costs can be as much as a vehicle payment or electrical bill, and can quickly eat into the money of those on a fixed budget or even those who struggle to make ends meet as it is.
Because of this, finding the cheapest prescriptions is a must. It’s also something that can take time to do. However, a few tips can help make it easier. If you’ll remember the following tips, you may be able to quickly find the cheapest prescriptions and start saving yourself money – and getting tremendous amounts of stress off your shoulders at the same time.
• Ask About Generics – Many of today’s medications have generic alternatives if they have been on the market for several years. These generic options could be vastly cheaper than the name brand version of the drug. Ask your doctor or pharmacist if generic alternatives are available.
• Shop Around – This one is often overlooked by many. The fact is that different pharmacies have different prices – even if they’re right across the street from each other. We shop around for the best price on everything from cars to TVs to groceries, so why not medications? Call or visit local pharmacies to find out which ones offer the cheapest prescriptions.
• Use Insurance – Of course, not everyone will have an insurance provider or one that has prescription drug coverage included in their costs. But if you do, you’ll want to present your card to see if the medication is covered under your plan.
• Use Discount RX Cards or Coupons – Many pharmacies now have deals with organizations around the country that will allow you to use a discount RX card or printed coupon. Present the card at checkout and your prescriptions may drop in price by as much as 50, 60, or even 90 percent in some cases. Also, don’t forget to check with each pharmacy in the area to find the ones that accept the cards and that offer the best prices using the cards. These four simple steps can help you cut your costs in a huge way, and may be exactly what is needed to increase the money in your bank and lower the stress that so many of us have when it comes to paying for the medications we need to remain healthy.