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Fact Checked

The Effects of Obamacare and Prescription Costs

Since the health reform law that was passed in March of 2010 by President Obama, people have been divided and stand on opposite sides of the spectrum concerning rising drug costs, plan networks, and ACA changes and priorities.

Obamacare, also known as the Affordable Care Act, was implemented in the United States and changed the way the health insurance system operated. The goal of this act is to reduce the number of people in America that don’t have any kind of health insurance coverage. If people are found without health insurance, a fee will be imposed on them. On the other hand, the Affordable Care Act makes health care companies insure everyone, despite sickness and preexisting health conditions.

The Federal Government also provides a premium tax credit to people at a certain income level so that they will be able to purchase insurance coverage from the Marketplace; this credit will help reduce and discount the costs associated with their coverage.

While choosing coverage, people tend to forget to see how much their medications will cost under their plan. They end up looking for the lower monthly premium without taking into consideration their prescription drug coverage. These complications lead to soaring prescription costs for the consumer and leaving them unable to afford the medications and copays associated with them.

There are options, however, to reduce the expenses of these prescriptions if you are an American faced with the inability to afford the prescribed medicine. The USA RX discount card provides discounts on thousands of name brand and generic prescription medications. There is no need to register, and there are no preapproval processes. Our card is 100% free and provides you with the peace of mind that you are spending the minimum required for your prescription medications.

If you find that your copays are too high to handle, our card may be able to provide a better discount than your insurance company would. The Pharmacist will compare the cost of the medicine under your insurance provider to the discounted value you could receive with the USA RX discount card.

While divided on healthcare reform and prescription costs associated with the Affordable Care Act, consumers should take the initiative and find additional ways to offset these rising medical costs. The USA RX card is a viable option, whether you are insured, uninsured, or underinsured.

Published November 24th, 2016 by USA Rx
Fact Checked by Chris Riley

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