Save Money By Prescription Discount
The USA is one of the most developed nations in the world, with medical technologies and treatment that are second to none. However, as an example to the world of a working democratic and capitalist economy, we also pay some of the highest costs in the world for both medical treatment and the medicine that some of us need to remain healthy. While no patriotic American would want to exchange the costs we pay for the lower cost of medical treatment and medicine in less advanced countries, that doesn’t mean that sometimes we don’t wish that sometimes medical prices could be a little easier on our wallets. There is one solution, which is getting a prescription discount. However, before we get into that, let’s look at the hows and whys of people’s medicine requirements.
Medicine covers a broad spectrum of different needs. For some, medicine is closer to comfort and convenience, such as people with skin conditions such as eczema that may require medicines such as topical creams to prevent the discomfort of itching or peeling skin. This type of medical condition is not often life-threatening, but the lack of treatment can have definite effects on the quality of life.
On the other extreme of the spectrum, people diseases, or even specific disorders such as heart conditions, may rely on medicine to stay alive. Without those medicines to help regulate certain bodily activities, a person might fall sick enough to die.
The costs of these medicines vary on the need and the amount, but there’s no denying one thing. As time has passed, these medicines have gone up in cost. What many Americans pay now for their medicine is not in line with what their parents paid 40, or even 20 years ago.
The American Condition
According to the Organization for Economic Cooperation & Development, (OEDC), Americans spent, on average, about $1200 per year on medicine, more than any other resident of another country in the world. The cause of the high cost is simple; inflation. Year on year, the price of American medicine goes up.
Part of that is the result of new, advanced medicines leaving clinical trials, and finally releasing to the public, to help fight diseases and medical conditions. A lot of it, however, has to do with the prices of existing medicine going up. Some medicine that has been available to Americans for a decade or more, for example, have gone up in price in recent years.
The reason for this is something that any patriotic American, however, can appreciate. It’s just good business. Pharmaceutical companies are, like any other business in America, working hard to pay their employees, who are supporting families and providing value to their shareholders, who have invested in the companies. To meet these financial responsibilities, they raise prices on medicine. In less advanced nations, where the government intervenes, these companies would not be allowed to raise prices as they see fit. Fortunately, because America is a free market, and the value of economic freedom is understood and protected here, these companies can do what they need with their medicine prices to preserve their market value and stimulate the biggest economy in the world.
Making Your Dollars Count
Fortunately, just because the prices on existing medicine continue to rise, that doesn’t mean that Americans have no choice about paying full price on them. Alternatives exist paying full pricing on medicine, and some of them, like medical insurance, just make sense to get.
Medical insurance is strongly advised for qualifying Americans, as this coverage can help with everything from the cost of medical treatment, to the cost of the medicines that are required after treatment or surgery. But even with medical insurance, sometimes the cost of medicine—especially for working Americans, not in the upper class—can still be high.
Prescription Discounts Can Help
One way that Americans can lower their prices, even more, is by getting a prescription discount. But how do you go about doing this? Some services, like USA Rx, provide a special discount that can apply to a huge variety of different medicines, and that discount may be honored and recognized at tens of thousands of different pharmaceutical outlets in every state, continental or not!
The way a prescription discount works is very simple. All any American has to do is go to the USA Rx website and apply for a discount card. That’s it! A discount card is exactly what it sounds like. This isn’t a special rider or condition on an existing medical insurance policy. You don’t have to be affiliated with a specific insurance company or hold a certain medical insurance policy to qualify for this card. Any American, insured, or not, can get this card.
All you have to do is check to see if the medicines you need are covered by discounts with this card. There’s a huge range of different medicines that the card provides discounts for, and those discounts can range from anywhere between 10% and 75% off the final purchase price of the medication! Best of all, this card is recognized at over 60,000 outlets in all 50 states, and it doesn’t require any payment or membership fees, the cost of the card is free!
How It Works
The reason the prescription discount card with USA Rx works is that the company has already established strong partnerships in different businesses in the pharmaceutical industry. Pharmacy Benefits Managers, in particular, are where USA Rx has strong alliances, and it is the PBMs within the industry that often set the tone for a formulary, the medicines, and drugs approved for use and distributed within the industry, and negotiating pricing.
That established partnership means that people who use a prescription discount card at any pharmacy affiliated with the PBMs, insurers and other pharmaceutical organizations USA Rx is tied to will have that discount recognized and applied to the medicine they need. So if you’re proud of the American economy, but don’t necessarily want to pay the full price for medicine, getting a prescription discount is the best way to achieve a win-win situation.