Published August 18th, 2016 by Stephanie
Paying for prescription drugs seems like it should be a straightforward process. After getting your prescription, you head over to your favorite pharmacy, give them your insurance card, and then pay any copay value that comes with the medication. Sometimes you’ll have to pay full price thanks to a high deductible or because your insurance plan doesn’t cover a particular drug, but what can you do?
As it turns out, the answer is, “quite a lot.”
Pharmacies are fully aware of the rising cost of medication, and so many of them offer special discount programs for customers who are paying out of pocket instead of through their insurance. Not only does this encourage customer loyalty, it can sometimes mean paying less than the copay amount. This is because some of the profit from an insurance payment often goes to a third party, and so pharmacies can actively earn more money by offering a lower retail price.
Because of this fact, your choice in pharmacy can have a real impact on how much you’re paying for your medications. Make sure you ask about any discounts or savings programs before you fill your prescription.
Another way you can save money is with a third party pharmacy discount card. The companies that run these programs, including USA Rx, locate and negotiate discounts of up to 75 percent on prescription medications of all sorts, and since we get our funding from a small commission on every sale made with our discount card, joining our program is free and requires no more personal information than your name and an email address where we can send a copy of your card.
Pharmacy discount cards and in-house discounts aren’t always the cheapest option you’ll have available, but with the steady rise of medication costs it’s important to shop around and look for the best bargains out there. USA Rx is proud to play its part in keeping prescription drug costs down for consumers, and you can contact us online at [email protected] or by phone at 888-277-3911 for more information.