Published January 24th, 2017 by Stephanie
It is probably no exaggeration to say that the most controversial legal initiative of the Obama Presidency has been the Affordable Care Act – Obamacare. The goal of the legislation was to give more Americans access to health insurance and in the long term to reduce soaring health care costs in the US. With the election of Donald Trump there may changes to Obamacare in our future.
Obamacare was met with mixed reactions, and the results have been mixed as well. For some families it has worked out very well, whereas others find the system cumbersome and invasive. For some, insurance is now, indeed, affordable, which was a goal of the legislation, but there have also been problems, with the portal, with finding your way through the new regulations, and getting the kind of insurance you want.
It seems generally agreed that one benefit of Obamacare is that insurance companies can’t deny insurance to people with pre-existing conditions. Before Obamacare this was a serious problem for many families, especially those who had children born with serious and costly medical conditions.
Obamacare was supposed to be affordable, but for many people, who didn’t have insurance, and are now forced to get insurance it doesn’t always feel that way. It also means that although insurance have gone up, many people have felt the need to go for policies with high deductibles and co-pays, in an effort to save money. This is where a USA Rx pharmacy discount card can help offset some of the costs, by saving you money on your prescriptions.
One proposal being discussed by the incoming administration is to switch to a system of healthcare accounts. At the same time Trump has vowed to keep the waiver of pre-existing conditions. However, it is difficult to say exactly how the system will change. The insurance companies have restructured their businesses to adapt to Obamacare, and they may resist yet another restructuring so soon. The only certain thing is that it is smart to be as well prepared as possible, and getting signed up for your USA Rx pharmacy discount card is a good place to start.