Is Poor Health Costing You Your Retirement?
Health care is not something we often think about until we need it. When we’re in good health, our health care coverage is probably the furthest thing from our minds. When we get sick, or even worse, develop a chronic condition, health care is front and center in our thinking. If you’re thinking about retiring, you may have not thought about how much your health care is going to cost you. This is a very important factor in retiring that many people overlook. Many things affect the amount of money we’ll need in retirement, from travel plans to where you plan to live to, of course, your health care needs. Your health care needs can significantly affect the amount of money you’ll need to set aside for your retirement.
Our ability to plan for the future is one of the greatest things we can do. If your health is poor, and you’re some years away from retirement, it can be a great payoff to improve yourself now. Poor health as you retire could mean you need as much as 20% more money set aside for health care needs than if you were in better shape. Obviously, some health problems are beyond your ability to control. Asthma, multiple sclerosis, cancer, these things may occur even if you are living a healthy lifestyle. But you do have control over a great many conditions, such as obesity, diabetes, and other such diseases. Taking steps to ensure your good health now will substantially reduce the amount of money you spend on health care, and will leave you with more funds to enjoy a long retirement.
No matter how healthy a lifestyle you live, you may develop health conditions that require regular medical care and medication. This is especially true as you age, as the ravages of time may cause health problems that require medication to mitigate or cure. Your insurance may not cover all your needed medications, either now or in the future, and you may need to explore alternative methods for paying for you medications. Saving money now on your medications can mean more money to put away for your retirement, and also fewer expenses when you retire.
USA Rx offers a free Pharmacy Discount Card that offers substantial savings, up to 75% off your FDA-approved brand name or generic prescription drugs. Our card is available to anyone, regardless of income, pre-existing condition or age. It’s especially useful if you have insurance, but either limited or no prescription drug coverage. However, the savings from the card are so substantial that some of our users report that the cost of their medication with our card is lower than their insurance copay! There’s no risk in using our card, so click the red “Get Your Free Card” button and start saving today.