There are a lot of different ways that people that can save money over the course of a month or a year. This is especially important for middle-class Americans that don’t have unlimited access to money, where the biggest challenge is where to invest it to make even more money. For the rest of us, we have a limited amount of income every month and every year, and we have to make each dollar account.
Unfortunately, for some us, there are certain fixed but significant expenses that can’t be avoided. For some Americans, medication is one of those things. If you have a lifelong condition with no cure, such as diabetes, or asthma, regularly taking medication can be a matter of life or death, so cutting down on it isn’t an option.
Stretching Those Dollars
This creates a huge issue for some Americans. On the one hand, it’s still important to set aside money for things like keeping the lights on, car and/or mortgage payments, and the day-to-day living requirements like groceries for dining at home, as well as saving for the future, like a college fund, if there are children to think about.
On the other hand, medication for a condition is something that won’t go away. It’s an added expense that, though necessary, complicates the financial life of many Americans. One solution to this to this is, if you’re lucky enough, have the income or job that allows you to get some financial protection through medical insurance coverage. Another solution, one that is even easier to get, is a medication discount card.
How It Works
A medication discount card works exactly as you’d imagine. When you present this card at a participating pharmacist, the card will be recognized, and instead of paying the suggested retail price for that medicine, you’ll get a discount. Depending on the card you use, the medicine you’re buying, and the location of the pharmacy, the discount on the medicine can be anywhere from 10% to over 70% of the shelf price! That’s a huge saving! To take advantage of a medication discount card, all you have to do is find a service that offers such a card. Sometimes this means subscribing to a service or being a member of an organization. Other times, however, you can get the card free, with no subscription, by going to the right card provider!