Fact Checked

How To Use Your Prescription Drug Card

HowToUseYourPrescriptionDrugCard If you’re struggling with the cost of your prescription medications, you’re not alone. As a matter of fact, a whopping 25% of Americans are in the very same boat as you are, and 10% of Americans find it extremely difficult to afford the medications they need every day. For that unlucky 10% who do find it extremely difficult to afford their prescriptions, they may even decide to skip out on medications and worsen their health in order to stretch out their budget a little further.

When one thinks about those who cannot afford prescription medications, it’s often the uninsured or underinsured who come to mind first. While it’s true that these populations will likely have the most difficult time affording their prescriptions, fully insured individuals may struggle as well. Not all prescriptions are fully covered by insurance, and these can be quite expensive particularly if they’re required long-term. Your prescription drug card is here to help to make your prescriptions more affordable, whether you’re uninsured, underinsured, or fully insured.

Your prescription drug card is not connected to your insurance or lack thereof, it is simply a card that allows you to better afford the prescriptions you need. It works the same way regardless of insured status, and your insurance provider doesn’t even need to be notified of its use. Using your prescription drug card is very simple, and every person who requires prescriptions qualifies for it. You simply print out your card or use the app, and you’re ready to begin saving on all the prescriptions you need at the pharmacies you already visit. The prescription drug card is accepted at over 60,000 different pharmacies across the United States, and finding a nearby pharmacy that accepts the discount card is simple with our locator tool. You are never inconvenienced as you save on your everyday prescription drug costs.

How Does The Prescription Drug Card Help Me Save?

HowToUseYourPrescriptionDrugCard The prescription drug card works simply, and it can help you to save from 10% to 75% on the cost of your various medications. You print out your prescription drug card, you bring it to the pharmacy with you, and your pharmacist will tell you exactly what your prescription will cost and what you’ll save using your card.

You don’t need to bring along your prescription drug card every time you visit your pharmacy, but only when you go to a new pharmacy to save on your prescriptions. The first time you bring your prescription drug card to your local pharmacy, your card information will be saved, allowing you to continue receiving your discounts each time you go to have your prescriptions filled. Your card may be used for the entire family as well, so full households can save on their prescriptions without worry. Each member of a family does not need their own prescription drug card, and you may use your same card for every trip to the pharmacy you make.

It's important to remember that your prescription drug card is not an insurance policy, and you are required to pay the difference of the discounted price. This means that if you go to fill a prescription at your local pharmacy, and you learn that your prescription drug card saves you 30% on your medication, you’ll be responsible for the cost of your medications out of pocket. You’ll save the 30%, but there will be no claims to file to cover the remaining amount.

Because your prescription drug card is not an insurance policy, or part of any insurance policy, it does not interfere with the insurance you already carry. Your insurance provider does not need to know about your prescription drug card, and neither does your medical team. Your prescription drug card acts as a separate entity simply getting you the coupons you need to save on your prescription drug costs. You may use your prescription drug card even with pre-existing conditions, and your medical needs have no bearing on your qualification. Every person qualifies for the prescription drug card whether they are on daily medications for an existing condition or they occasionally require prescriptions to help them to heal from temporary illnesses.

The Details Of Your Prescription Drug Card

A card that does not discriminate based on pre-existing conditions, one that is available to use at the pharmacies you already frequent, and one that can be used for the entire family might sound too good to be true, but it’s not. You have a right to your prescription medications, and you should be able to afford the medications that help to keep you healthy each and every day. The prescription drug card sounds simple because it is simple, and it can begin helping you to make your prescriptions more affordable starting today.

We’ve already negotiated with pharmacies all across the United States in order to get you the very best possible deals on your medications. Because the prescription drug card is a voluntary program, not all pharmacies will choose to participate, but over 60,000 do. To find a pharmacy that accepts your prescription drug card, simply use our pharmacy locator to find those closest and most convenient to you. The pharmacies that accept your prescription drug card are all part of major United States pharmacy chains, so you’re likely to have a participating pharmacy right close by.

It's important to note that your card never expires, and you can use the same prescription drug card for years to get you the discounts you need. Whether you require prescriptions for yourself, for a friend, or for a loved one, your card is always there to make your prescriptions more affordable when you need them the most. There are no qualifying tests or surveys associated with the prescription drug card, and everyone qualifies regardless of medications needed or pre-existing conditions. To begin using your prescription drug card takes only seconds. All that is required is a simple print out of your pre-approved card, and you can start saving on your medications right away.