If you have to regularly refill a prescription for a medical condition, especially a lifetime ailment, the cost of those meds can, over time, take a big chunk out of your finances. Fortunately, this isn’t a financial burden that you have no choice but to accept as is. There are a few different ways that you can get the cheapest prescriptions available.
While some people may be lucky enough to have a far-ranging health insurance program with co-pay benefits, others may not. But with a little bit of effort, it’s still possible to pay less.
One of the most effective ways to get the cheapest prescriptions for your meds to buy them at a pharmacy that charges less. There is no law mandating how much pharmacies can charge for meds, so some outlets, especially in more affluent areas, greatly inflate their med pricing.
By phoning in, or, more efficiently doing your research online, or even using one of many apps now available that centralizes pricing on meds, you can get a good idea of the prices for meds at different pharmacies in your area. If you’re willing to drive five, 10, 30, or more miles, you can open yourself to a range of different prices and find the cheapest prescriptions in your area.
Use A Discount Card
Once you’ve found out which pharmacies charge lower prices on your medication of choice, you can still save even more. A prescription medicine discount card can, if recognized by the pharmacy you visit, be applied before purchase to lower the price further, and save a few more dollars. Depending on the medication you need, discounts may be anywhere from 5% to 75% with the right discount card.
You can get a discount card a variety of different ways. Some of them are tied to a specific retailer, like Walmart or Walgreens, who will apply discounts to members that shop at their outlets. But that limits you to shopping only those outlets, and ignores your local independent pharmacy, or other retail chains. If you look online, you can also find other discount card programs that aren’t so restrictive.
Some discount card programs are accepted at over 60000 outlets, from the large chains, such as Target, to the smaller, independently owned pharmacies that may be in your area. Just do your research, look at the discounts that apply to the medicine you need, and find out which combination of pharmacy and discount cards will yield you the cheapest prescriptions. It can make a huge difference to your wallet.