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Fact Checked

Does Your Health Care Coverage Cover Prescription?

When it comes to insurance, you may not have a lot of options depending on your price range. Some plans offer emergency care coverage only, some offer full coverage, and many plans fall in between the two extremes. Which plan you get depends largely on your budget, as mentioned. You may not be getting as much coverage as you could be, so it pays to shop around and see exactly what plans are available in your price range.

One thing some of the lower-priced plans may not provide is prescription drug coverage, or if it does, it may not cover your specific prescriptions. When shopping for a plan, be sure to check its drug formulary. This is a list of all the medications the plan covers, and this will be a big factor in determining if the plan is right for you.

If your coverage doesn’t cover your medications, or only covers some of it, you may not be stuck paying full price for your prescriptions. Using the new Healthcare Marketplace, you may be able to find a plan that does cover your medications. Other options also exist. Many pharmaceutical companies offer assistance programs to provide their medications at low cost, or even free in some cases. Different pharmacies charge different rates for the same medication, so comparison shopping may be in order. It is definitely worth the time to explore your options and see what coverage is available in your price range. But even if you can’t afford a plan that covers your medications, you still may be able to get your prescriptions at an affordable rate.

USA Rx offers a Pharmacy Discount Card free to anyone, regardless of income, or pre-existing condition. Our card can give your substantial savings on your prescription drugs, up to 75% in some cases. The card is available for use to anyone in the US, and works for all FDA-approved brand name and generic drugs. The savings from the Rx Discount Card are so significant than even people with insurance use it, as oftentimes the cost of their medication is less with the card than their insurance copay! Our Prescription Discount Card may be the answer you’ve been looking for. Click the red “Get Your Free Card” button today and start reaping the benefits.

Published March 25th, 2014 by USA Rx
Fact Checked by Chris Riley

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