Published April 1st, 2014 by Stephanie
Prescription medication can be an expensive but necessary part of life. Many of us are dependent on medication to treat a variety of conditions, ranging from the inconvenient to the life threatening. Insurance may cover some of the costs of your medication, but not all. Maybe you don’t have insurance, or if you do, your insurance doesn’t cover prescription costs. Fortunately, there are steps you can take to reduce the costs of your prescriptions, while still getting the medication you need. There are several methods available to lower your pharmacy bill, which ones you use depend on your situation.
1. Compare Prices At Different Pharmacies
Not all pharmacies charge the same rate for the same medications. Different pharmacies can offer discounts on the drugs they sell, so compare prices from several pharmacies before getting your prescription filled. Don’t go with the first pharmacy you come to, shop around and see who can offer you the best price on your prescriptions.
2. Use Generic Medication When Possible
If a drug has been on the market for many years, it most likely has a generic version available. If so, consider it, as generic drugs cost significantly less than their brand name equivalents. Your pharmacist can tell you if a particular medication is available in generic form. If you’ve been on a brand name prescription for a while, check to see if a generic version has been released. The savings from a generic drug versus the brand name can be substantial.
3. Consider Getting Long Term Prescriptions
Many insurance companies work with mail-order pharmacies to provide certain medications in bulk. If you’re on a medication for the long term, and the dose is unlikely to change, consider asking your doctor to write the prescription for three months or more. Your insurance company can likely get you a discount if you order from one of their preferred partners, plus you get the added benefit of not having to deal with the hassle of refilling your prescription ever month.
4. Talk To Your Doctor About Less Expensive Alternatives
Most medical conditions have more than one drug available to treat them. These medications all cost different amounts, so ask your doctor if there’s a cheaper drug that will still provide the benefits you need. Most doctors are happy to help their patients on a limited income, and will be able to determine if a different, less expensive medication will work for you.
5. Consider Patient Assistance
Many drug companies have programs to provide their more expensive medications at a discount. Check with your pharmacist and online to see if your medication is covered, and what the eligibility requirements are for the program. You may be surprised to learn you can get your medication at far less than you originally thought. USA Rx can also help you get your prescriptions for a discount, as much as 75% off the original cost with our Pharmacy Discount Card.
All these steps can help you save money when it comes to your prescription. Which ones you take will depend on your individual situation, and depend on factors like income, your insurance, and what pharmacy you do business with. So explore your options and don’t think you’re stuck with one price for your medications. Get your free USA Rx Pharmacy Discount Card from our site today and start saving!